On January 29th, 2008, BGS3, the National Processing Center for Short Sales, announced Program 3648.

What was announced was the release of a nationwide campaign to certify qualified real estate professionals to assist homeowners facing a potential foreclosure.

When the former president signed H.R. 3648, he provided a much needed solution to the national foreclosure problem. H.R. 3648 -- The Mortgage Forgiveness Debt Relief Act of 2007 is shelter in the storm for many upside down homeowners.

I am involved in the critical step with BGS3 – to be part of a certified ground army of concerned professionals who are available to reach out to the multitude of homeowners who desperately need relief. Program 3648 Representatives have been working to educate homeowners and their families on their rights and options.

The media has talked a lot lately, trying to educate the public about their options when facing foreclosure. But the vast majority of individuals in this situation simply don't know where to start. Program 3648 was enacted to handle the processing for qualified homeowners to either keep their home or go through a short sale.

There is no cost for the program, and the homeowner never needs to worry about future fees or costs. As caring, well-educated, experienced professionals administering the program on a national scale, BGS3’s mission is to help thousands of homeowners avoid foreclosure.

As a Certified Program 3648 Representative, I am grateful to be able to offer my experience and expertise in working with people in a challenging situation, and in conjunction with BGS3, we will help challenged homeowners benefit from H.R.2648.

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